Ever felt that frustrating moment when you’re ready to buy something online, but then face a clunky checkout process that makes you second-guess the whole purchase? You’re not alone. That’s exactly why digital wallets like Apple Pay and Google Pay have become such game-changers for WordPress site owners.
With a staggering 45% of consumers now reaching for digital wallets when shopping online, adding these payment methods to your WordPress site isn’t just a nice-to-have anymore—it’s quickly becoming what your visitors expect and prefer.
In this guide, we’ll walk through setting up Apple Pay and Google Pay on your WordPress site using Stripe and WP Full Pay.
Whether you’re running a blog, managing a non-profit’s donation page, or selling products with WordPress, this powerful combination can improve your checkout process and potentially boost your conversion rates in ways you haven’t imagined.
Understanding Digital Wallets in WordPress
What Are Digital Wallets?
Think of digital wallets as the modern equivalent of reaching into your pocket for cash or cards—except way faster and more secure. They’re virtual versions of physical wallets that securely store payment information on your phone or device. Instead of the tedious dance of entering credit card numbers, expiration dates, and security codes for every purchase, your customers can complete transactions with just a tap or click. The result? A checkout process that takes seconds instead of minutes.
The Growth of Apple Pay and Google Pay in Online Payments
The numbers don’t lie – mobile payments are on track to eclipse $4.97 trillion worldwide in 2025, with digital wallets firmly at the helm [Fortune Business Insights]. And here’s the kicker: the global total value of digital wallet transactions reached USD 9 trillion in 2023 and is expected to exceed USD 16 trillion by 2028 [jpmorgan.com].
What started as a convenience has rapidly become the preferred way to pay for millions of shoppers globally. Apple Pay and Google Pay aren’t just trending—they’re fundamentally changing how we think about online transactions.
Benefits of Supporting Digital Wallets on Your WordPress Site
Enhanced Security Features
Security concerns keeping you up at night? Here’s where digital wallets truly shine. Both Apple Pay and Google Pay leverage sophisticated biometric authentication—think Face ID, Touch ID, and fingerprint scanning—to verify who’s making the purchase. They also use tokenization, replacing sensitive card information with unique tokens that are essentially useless to potential fraudsters. It’s like having a bouncer, a security camera, and an alarm system all watching over each transaction.
Faster Checkout Experience
Remember the last time you abandoned an online purchase because the checkout process felt like filing taxes? You’re not alone. With one-click payments, customers can complete purchases in literal seconds.
Studies show digital wallet transactions complete 3 times faster than traditional checkouts. Three times! That’s the difference between “I’ll think about it” and “Purchase complete.”
Improved Mobile Conversion Rates
Here’s a stat that might make you rethink your payment options: implementing mobile wallet integration can slash cart abandonment rates by up to 30%. With mobile users now representing over 60% of online shopping traffic, having a streamlined checkout flow optimized for phones isn’t just nice—it’s necessary for survival in the digital marketplace.
Customer Convenience and Trust
There’s something powerfully reassuring about seeing familiar payment methods at checkout. When shoppers spot payment options they already use and trust in their daily lives, a subtle psychological barrier lifts. This familiarity builds confidence, and confident customers are converting customers.
Prerequisites for Accepting Apple Pay and Google Pay
SSL Certificate Requirements
Before diving into digital wallets, let’s make sure your foundation is secure. You absolutely must have SSL/HTTPS encryption on your website. This isn’t just a good security practice—it’s mandatory for digital wallet integrations to function at all. Fortunately, most hosting providers now offer free SSL certificates through Let’s Encrypt. If yours doesn’t, you can purchase one from trusted certificate authorities like Comodo or DigiCert. That little padlock icon in your visitors’ browsers? It’s your ticket to the digital wallet party.
Stripe Account Setup
You’ll need a Stripe account to process Apple Pay and Google Pay transactions on your WordPress site. If you haven’t set one up yet:
- Head over to Stripe.com and create an account
- Complete their verification process (usually takes a few minutes)
- Navigate to your account settings to find your API keys
WordPress Requirements
Your WordPress installation should meet these baseline requirements for optimal performance with digital wallets:
- WordPress 5.0 or higher (ideally the latest version)
- PHP 7.3 or higher
- An active and updated theme
Running outdated software isn’t just potentially problematic for payments—it’s also a security risk best avoided.
WP Full Pay Plugin Installation
The WP Full Pay plugin acts as the perfect bridge between Stripe and WordPress, making digital wallet integration remarkably straightforward.
You can find it by searching for “WP Full Pay” in your WordPress plugin directory, or download it here.
Setting Up Stripe for Digital Wallet Payments
Connecting Your WordPress Site to Stripe
With WP Full Pay installed, connecting WordPress to Stripe becomes surprisingly simple:
- Navigate to WP Full Pay → Settings in your WordPress admin panel
- Click on the Stripe Account tab
- Hit “Connect Live Account” to start the connection process
- Follow the prompts to authorize WP Full Pay to connect with your Stripe account
This connection uses OAuth for authentication—meaning you won’t need to manually copy-paste API keys (though that option exists if needed). This approach significantly reduces the potential for configuration errors and strengthens your site’s security posture.
📖 Read step-by-step guides on 1. installing WP Full Pay and 2. activating Stripe account on WordPress with visuals.
Configuring Stripe Payment Settings
Now let’s fine-tune your Stripe configuration:
- Log into your Stripe Dashboard
- Go to “Settings → Payment Methods”
- Review your general settings, including your preferred currency, statement descriptor (what customers see on their bank statement), and email receipt preferences
These seemingly small details contribute significantly to customer trust and satisfaction with the payment process.
Enabling Apple Pay and Google Pay in Your Stripe Dashboard
Time to activate those digital wallets in your Stripe Dashboard:
- Navigate to “Settings → Payment Methods”
- Look for Apple Pay and Google Pay in the list (they’re under the “Wallets” category)
- Click the “Turn on” toggle next to each payment method
- Make sure you’ve selected the payment method configuration labeled “Default” under “WP Full Pay configurations” in the upper right dropdown
Don’t skip this step! Even with the plugin installed, the digital wallet options won’t appear on your site until they’re explicitly enabled here.
Setting Up Stripe Webhooks
Stripe webhook configuration ensures your WordPress site gets real-time payment notifications—critical for maintaining accurate records and providing instant feedback to customers. Thankfully, WP Full Pay handles most of this automatically during the connection process, but it’s worth double-checking:
- In your Stripe Dashboard, navigate to “Developers → Webhooks”
- Verify that an endpoint pointing to your WordPress site exists
- Check that important events like “payment_intent.succeeded” and “payment_intent.failed” are being monitored
Implementing Apple Pay and Google Pay with WP Full Pay
Creating Your First Payment Form
With your Stripe connection ready to go, let’s create a payment form that showcases those digital wallets:
- Go to WP Full Pay → Forms in your WordPress admin
- Click the inviting “Add New” button
- Select “Inline one-time payment form” as your form type (currently, digital wallets work best with this form type)
- Give your form a descriptive name and configure basic settings like currency and amount
The form editor is intuitive, but take your time here—this is what your customers will interact with directly.
📖 You might also like to read: hosted vs on-site (inline) checkout forms
Configuring Payment Methods for Digital Wallets
Let’s make those wallet options available to your customers:
- Navigate to the “Payment” tab of your form
- Scroll down to find the payment methods section
- Check the boxes for Apple Pay and Google Pay
- Save your form settings
One of the beauties of WP Full Pay is its flexible payment options: over 25 payment methods supported by Stripe. Beyond Apple Pay and Google Pay, you can enable other wallets like Cash App Pay—giving your customers the flexibility they appreciate.
Testing Your Digital Wallet Integration
Before announcing to the world that you accept digital wallets, make sure everything works smoothly:
- Create a test page in WordPress
- Add your payment form using the provided shortcode or block
- Access the page using compatible devices (iPhone/Safari for Apple Pay, Android/Chrome for Google Pay)
- Complete a test transaction (don’t worry, you can use test mode)
- Verify the payment appeared in your Stripe Dashboard and notifications came through properly
For test mode payments, Stripe provides special test cards that let you simulate various payment scenarios without processing actual charges. This testing phase is crucial—far better to catch any issues now than after launching to customers.
Customizing Your Digital Wallet Payment Forms
Form Design and User Experience Best Practices
Creating a truly secure checkout experience that converts well involves thoughtful design choices:
- Embrace minimalism—remove unnecessary fields and distractions
- Use clear, action-oriented buttons (“Complete Purchase” rather than “Submit”)
- Display security badges and payment method icons strategically to build confidence
- Ensure your forms adapt beautifully to all screen sizes
- For multi-step checkouts, include progress indicators so people know where they are in the process
Remember, every field you add is another potential point of friction—be ruthless about only asking for information you genuinely need.
Adding Custom Fields to Your Payment Forms
Need to collect additional information with your payment form? No problem:
- In the form editor, go to the “Fields” tab
- Add custom fields for information like name, shipping address, or product options
- Carefully consider which fields should be required versus optional
- Arrange them in a logical sequence that guides users naturally through completion
Creating One-Time vs. Subscription Payment Forms
WP Full Pay handles both one-time payments and recurring payments with ease:
- For single purchases, donations, or services, use the “Inline one-time payment form” template
- For memberships or recurring donations, create a “Subscription form” instead (though currently, digital wallet support is optimized for one-time payments)
The subscription functionality is particularly valuable for non-profits seeking sustaining donors or content creators building membership programs.
Setting Up Payment Confirmation and Notifications
The moment after payment is crucial for customer confidence. Configure your post-payment notifications carefully:
- Navigate to the “Success” tab in your form editor
- Craft a clear, appreciative success message that confirms what happens next
- Set up email notifications for both customers (receipts) and administrators (alerts)
- Consider adding redirects to specific thank-you pages with next steps or additional information
Troubleshooting Common Issues
Apple Pay Domain Verification Problems
If Apple Pay isn’t showing up as expected:
- Verify your domain is properly registered in your Stripe Dashboard
- Double-check your SSL certificate is valid and properly installed
- Confirm Apple Pay is enabled in both your Stripe account and your payment form
- Remember Apple Pay testing requires a compatible device (iOS device with Safari browser)
The domain verification step is particularly crucial for Apple Pay—Apple maintains strict security requirements for merchants.
Google Pay Not Appearing on Checkout
Troubleshooting Google Pay issues typically involves:
- Verifying Google Pay is enabled in your Stripe Dashboard settings
- Checking you’re using a supported browser (Chrome is the most reliable)
- Confirming you’ve enabled Google Pay in your payment form settings
- Ensuring your site meets all cross-device compatibility requirements
Payment Processing Errors
When payment processing issues arise, check for these common culprits:
- Error 4000: Usually indicates a problem with your Stripe API keys or webhook configuration
- Authentication failures: Often related to biometric authentication issues on the customer’s device
- Declined payments: In test mode, ensure you’re using appropriate test cards; in live mode, the customer may have insufficient funds or other card issues
Browser and Device Compatibility Issues
For optimal digital wallet compatibility:
- Apple Pay works exclusively on Safari browsers on iOS devices and Macs
- Google Pay functions primarily on Chrome browsers on Android and desktop
- Test your payment process across multiple device types and browsers
- Always offer alternative payment methods for users who can’t or prefer not to use digital wallets
Going Live with Digital Wallet Payments
Moving from Test Mode to Live Mode
When you’re confident everything’s working properly and ready to accept real payments:
- Ensure your Stripe account is fully verified for live transactions
- In WP Full Pay, confirm you’re connected to your live Stripe account (not test mode)
- Verify your webhooks are correctly configured for your live environment
- Make a small real purchase yourself to confirm the entire process works end-to-end
That final test purchase might seem excessive, but it’s the only way to be absolutely certain your customers will have a smooth experience.
Final Testing Checklist
Before announcing your new payment options to the world, complete this thorough checklist:
- Test actual payments with both Apple Pay and Google Pay on real devices
- Verify payment confirmations are being sent properly to both customers and administrators
- Check that transaction data appears correctly in your Stripe Dashboard
- Walk through the entire customer journey from first landing on your site to receiving confirmation
- Confirm your payment recovery strategies work correctly if a transaction fails
Monitoring Your Digital Wallet Transactions
Once you’re live:
- Make a habit of regularly checking your Stripe Dashboard for transaction patterns
- Pay special attention to payment success rates across different payment methods
- Investigate any declined transactions to identify potential system or user experience issues
- Set up alerts in Stripe to notify you of unusual activity or payment failures
Maximizing Conversions with Apple Pay and Google Pay
Promoting Available Payment Methods to Customers
Don’t keep your mobile-friendly payment solutions a secret:
- Strategically add payment method logos to your site footer and checkout pages
- Call attention to digital wallet options on product pages—”Checkout quickly with Apple Pay or Google Pay”
- Create simple guides showing how easy it is to use digital wallets on your site
- Consider offering a small first-purchase discount for customers who use digital wallets
Sometimes, customers don’t use digital wallets simply because they don’t realize they can—explicit promotion removes this barrier.
Optimizing the Mobile Payment Experience
Since most digital wallet users are on mobile, focus your mobile conversion optimization efforts:
- Ensure your entire site—not just checkout—offers a stellar mobile experience
- Streamline forms to absolute essentials on smaller screens
- Design touch-friendly buttons large enough for fingertips (at least 44×44 pixels)
- Test your complete payment flow on various mobile devices, including older models
Analyzing Payment Data to Improve Conversion Rates
Let payment analytics guide your optimization strategy:
- Track completion rates across different payment methods to see which perform best
- Identify the specific points where customers abandon the checkout process
- Study customer payment behavior trends across different devices and geographic regions
- Make data-informed adjustments to your payment options and form design
Frequently Asked Questions
Does Stripe Accept Apple Pay and Google Pay?
Absolutely! Stripe fully supports both Apple Pay and Google Pay as payment methods. These integrations come standard with your Stripe account—there are no additional setup fees to enable digital wallet processing.
How Do I Accept Apple Pay on Stripe?
To accept Apple Pay through Stripe, you need to enable it in your Stripe Dashboard under Payment Methods, verify your domain ownership, and ensure your website has a valid SSL certificate. When using WP Full Pay, much of this technical process happens automatically in the background.
How Do I Accept Apple Pay on WordPress?
The easiest way to accept Apple Pay on WordPress is by using the WP Full Pay plugin connected to Stripe. The plugin handles the complex implementation details while you focus on creating and customizing your payment forms to match your site’s needs.
How Do I Accept Google Pay on Stripe?
To accept Google Pay via Stripe, you’ll need to enable it in your Stripe Dashboard under Payment Methods and implement the proper Payment Request API on your website. With WP Full Pay, these technical requirements are handled for you—simply enable Google Pay in your form settings.
Does Stripe Charge for Apple Pay?
Stripe charges the same transaction fees for Apple Pay as they do for standard credit card transactions—typically 2.9% + $0.30 per successful charge for US transactions. There are no premium or additional fees specifically for using Apple Pay as your payment method.
How Much Does Google Pay Charge Per Transaction?
Google Pay itself doesn’t impose separate transaction fees on merchants or customers. When processing through Stripe, you’ll pay Stripe’s standard rates (typically 2.9% + $0.30 per transaction for US payments), just as you would with other payment methods.